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SMC|Enrollment Development|International Education Center|When Coverage Begins And Ends

When Coverage Begins And Ends

Medical Insurance 2013-2014

When Coverage Begins & Ends


Effective Date
The policy is effective at 12:01 a.m. on 06/25/13. The coverage of an eligible Student who enrolls for coverage under the Policy shall take effect 12:01 a.m. on the latest of the following dates: 1) the Policy effective date; 2) the day after the date for which the first premium for the Covered Student's coverage is received by the Company; 3) the date the Policyholder's term of coverage begins; 4) the date the Student becomes a member of an eligible class of persons as described in the Description of Class section in the Schedule of Benefits in the Policy on file with the Policyholder.
A covered Dependent's coverage shall take effect on the later of the following dates: 1) the date the coverage for the Covered Student becomes effective; 2) the date the Dependent is enrolled for coverage, provided the premium is paid when due. If enrollment coverage is made more than 31 days following the date  the Dependent becomes eligible, then his or her insurance will become effective only if and when the Company gives its written consent.
Dependent coverage will not be effective prior to that of the Covered Student

Termination Date
The policy terminates at 12:01 a.m. on 08/25/14. Insurance for a Covered Student will end at 12:01 a.m. on the first of these occur:
  1. The date the Policy terminates;
  2. The last day for which any required premium is paid;
  3. The date on which the Covered Student withdraws from the school due to:
    • Entering the armed forces of any country.
    • Withdrawal from school during the first 30 days of the period for which enrollment was made.
    • Departure from the Policyholder's school for his or her home country.

Dependent coverage will not extend beyond that of the student, except as specifically provided under the Extension of Benefits provision.


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