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SMC|Enrollment Development|International Education Center|Miscellaneous Benefits

Miscellaneous Benefits

Medical Insurance 2013-2014

 

Emergency Medical Evacuation Expense

The Company will pay for Eligible Emergency Medical Evacuation Expenses reasonably incurred if the Covered Person suffers an Injury or Emergency Sickness that warrants his or her Emergency Medical Evacuation while outside his or her home country. The Doctor ordering the Emergency Medical Evacuation must certify: 1) that the severity of the Covered Person's Injury or Emergency Sickness warrants his or her Emergency Medical Evacuation; and 2) the Covered Person has been Hospital Confined for at least five (5) consecutive days prior to Emergency Medical Evacuation. All Transportation arrangements made for the Emergency Medical Evacuation must be made by the most direct and economical conveyance and route possible.
Travel Guard must make all arrangements and must authorize all expenses in advance for any Emergency Medical Evacuation benefits to be payable. The Company reserves the right to determine the benefits payable, including reductions, if it is not reasonably possible to contact Travel Guard in advance.
 

Family Companion

In the event of an Emergency Medical Evacuation, the Company will pay for the cost of one coach round trip air fare ticket for a person designated by the Covered Person to accompany the Covered Person to his or her home country, up to a maximum benefit of $1,000.


Repatriation of Remains Expense

If a Covered Person suffers loos of life due to Injury or Emergency Sickness while outside his or her home country, the Company will pay for Eligible Expenses reasonably incurred to return his or her body to his or her current place of primary residence, but not exceeding the Maximum Amount per Covered Person.
Eligible Expenses include, but are not limited to: 1) embalming or cremation; 2) the most economical coffins or receptacles adequate for transportation of the remains; and 3) transportation of the remains by the most direct and economical conveyance and route possible.
 
Family Companion
 
In the event of Repatriation of Remains, the Company will pay for the cost of one coach round trip air fare ticket for an Immediate Family Member to accompany the Covered Person's remains to his or her home country, up to a maximum benefit of $1,000. Travel Guard must make all arrangements and must authorize all expenses in advance for the benefit to be payable. The Company reserves the right to determine the benefit payable, including any reductions, if it was not reasonably possible to contact Travel Guard in advance.

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